BMW Financial Services offers a comprehensive range of finance and insurance products, each one tailored to fit your lifestyle. If you value flexibility and complete peace of mind and want to be able to drive a new BMW more often, an offer from BMW Select Finance may be the best option for you.

Once you’re on the road, you can protect your asset with a suite of insurance options, ranging from full comprehensive cover to cover that takes care of minor scratches and dents. For more information, speak to one of our trusted Finance and Insurance Managers at your preferred BMW Retailer.


with BMW Select Finance

X3 xDrive 20d M Sport

The definition of adventure is changing. People are going further, higher and deeper in search of it. Make sure you keep pace in the BMW X3. Including a range of optional features and accessories to make BMW X3 uniquely adventurous to you. Experience it sooner with BMW Select which give you a Guaranteed Future Value (GFV) that shields you from unexpected depreciation and give you options at the end of your term; return the vehicle, settle or refinance the outstanding amount, or trade up to a newer model – the choice is yours.

  • M Sport Pack
  • Ambient Interior Lighting
  • Parking Assist
  • Wireless Charging
  • Panorama Glass Sunroof
  • 1 year BMW Comprehensive Insurance

Monthly payment from:

R 11 399.00
  • R928 140 Offer Price
  • 10% Deposit
  • 48 Instalments
  • 6.01% Linked Interest Rate
  • R456 000 Guaranteed Future Value
  • R639 966 Total Cost

Terms & Conditions:

BMW Select offer from BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider (NCRCP 2341). Total cost includes an initiation fee and monthly service fee (R69 p/m) and excludes licence and registration. Linked to current Prime Rate. The above offer is calculated on 48 instalments and a 80 000 km contract

limit. Residual may apply subject to deal structure. Offer valid until 30 September 2021 and subject to stock availability. Rate may vary if price differs from the example displayed in this advert. Not available in conjunction with any other BMW 1 Series offer. Models shown with optional extras not included in pricing. Terms and conditions apply.

*Insurance Offer Qualifying Criteria

Principal driver must be over the age of 25. Regular driver basis – Must be over the age of 25. Customers need to have at least 3 years of claim free insurance history (with proof). All drivers must have their license for at least 3 years. No C1 license types. All insurance policies will be underwritten by an approved insurer. The Comprehensive Cover period at agreed rate for the customer and paid for by BMW SA will be for the first 12 months following the sale of a new vehicle. Vehicle must be purchased from (BMW Digital Sales Platform) Basic Product offering with No Excess Buy Down. The offer is only applicable to the sale of a new vehicle available for sale on DSP and only participating vehicles apply. Offer available to all financed customers. BMW Insurance reserves the right to withdraw or amend this product at its discretion.

Insurance Policy

Basic Excess of R10 000 will be applicable.
Additional Excess (To be applied cumulatively to the Basic Excess where applicable).


BMW Complimentary Insurance offer supported by PSG Wealth Financial Planning (Pty) Ltd., valid for the first 12 months from the date of purchase of the vehicle. PSG Insure Short-term Administration, a division of PSG Wealth Financial Planning (Pty) Ltd. is appointed as the Administrator of the above-mentioned short-term insurance policy offer. FSP 728. Policies will be underwritten by Santam Limited, a Registered Insurer and authorised financial services provider (FSP 3416). BMW Complimentary Insurance Offer valid until 30 September 2021. Terms and conditions apply.

Shopping Cart
No products in the cart.

Vehicle Enquiry Form

General Enquires

We'd love to hear form you




Parts and Lifestyle

Select & Pre-Owned

Motorad Enquiry Form

Vehicle Enquiry Form

Vehicle Enquiry Form